New Mexico’s $80K Veterinary Loan Repayment Program Targets Rural Shortages—Otero County Among Areas in Need

Veterinarians across New Mexico—including those serving rural communities like Otero County—can now apply for up to $80,000 in student loan repayment through a new state initiative aimed at addressing critical shortages in animal care.

The Veterinary Medicine Loan Repayment Program, signed into law in 2025 by Governor Michelle Lujan Grisham, offers substantial debt relief to licensed veterinarians who commit to working in underserved areas for at least four years. Applications opened October 1 and will be accepted through November 1 at 11:59 p.m. A

Why It Matters in Otero County

Otero County, home to over 65,000 residents and thousands of livestock animals, is one of many rural regions in New Mexico facing a veterinary care crisis. According to the New Mexico Farm Bureau and Rocky Mountain Farmers Union, fewer than 40 large-animal veterinarians currently serve the entire state B. This shortage disproportionately affects counties like Otero, where agriculture and ranching are key economic drivers.

In Otero County:

• Over 1,500 farms and ranches depend on timely veterinary services for livestock health and food safety.

• Veterinary coverage gaps have led to delayed diagnoses, increased mortality in herds, and economic losses for producers.

• Pet owners in remote areas often travel 50+ miles for basic veterinary care, with limited access to emergency services.

“Many New Mexicans, especially in rural areas, lack access to veterinary care,” said Higher Education Secretary Stephanie M. Rodriguez. “This program helps fill that gap while supporting livestock health, food production, and rural communities statewide.” 

Legislative Support and Local Impact

The legislation creating the Veterinary Medicine Loan Repayment Program passed with bipartisan support, including backing from Otero County’s state legislators. State Representative John Block (R-District 51) and State Senator Ron Griggs (R-District 34) both voted in favor of the bill, citing its importance to rural infrastructure and agricultural sustainability.

“This program is a great first step in supporting our rural veterinary community,” said Dr. Samantha Holeck, New Mexico State Veterinarian. “Veterinarians are crucial to the health of our animals and the security of our food supply. This program will support the recruitment and retention of veterinarians in areas of dire need.” 

Program Details

• Veterinarians must serve four years full-time in designated rural shortage areas.

• Awards are structured as follows:• $15,000 per year for the first two years

• $25,000 per year for the final two years

• Maximum total: $80,000

• Payments go directly to student loan servicers, and recipients must submit quarterly service reports.

The program builds on the New Mexico Higher Education Department’s broader strategy to retain skilled professionals in high-need sectors, including teachers, healthcare workers, and behavioral health providers.

For eligibility details and application instructions, visit the New Mexico Higher Education Department’s website at hed.nm.gov, or call the Financial Aid Help Line at 1-800-279-9777.

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